About Us

We want your employees to thrive.

Our Story

In February of 2007, EBA incorporated and began the process of transforming their benefits advisor firm into an agency that is consultative, strategic and technology driven. Ten years later in the Summer of 2017, John Humkey and the EBA team became one of the first of 30 charter benefit advisors who adopted the Health Rosetta principals.

Our consultative process, Thrive, is focused on identifying opportunity for improvement, providing actionable recommendations and implementing solutions with desired outcomes.

Our Values

Innovative & Strategic

Recruiting, retention, and developing talent are top of mind for employers and human resource departments.  EBA feels education, transparency, and technology are key for employers to solve today’s problems.  We are boldly different in our consultative approach when partnering with our clients to build a better plan together.


Community & Compassion

Let’s face it, we spend a lot of time at work.  Therefore, we strive to create a supportive work family to a level that influences and shapes our community.  With these values, we are inspired to build a supportive client experience dedicated to understanding their unique needs.

Meet the Team


John N. Humkey, CLU

Benefit Consultant


John is the founder of EBA and a licensed Life & Health Consultant. John began his insurance career in 1977 after obtaining a BS Degree in Accounting at the University of Kentucky. In the fall of 2017, he became one of only 30 forward-leaning benefit advisors nationally that were accepted into the Health Rosetta Benefits Certification Program.


Greg S. Humkey, GBDS

Benefit Consultant


Greg joined EBA as a Benefits Advisor over 10 years ago after graduating with a BS Degree in Business Administration from Murray State University. When Greg is not hard at work helping employer’s find clarity in the Healthcare confusion, you’ll likely find him hunting for new trails to run.


Christina Heckathorn

Benefit Advisor


Christina is a Benefits Advisor with over 10 years of experience in employee benefit compliance and management. She serves on many boards including the Central Kentucky Association of Health Underwriters and Anjays Kids. Christina works closely with clients to develop innovative ways to deliver a healthier workforce and lower claims costs.

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Karen Hoskins

Benefit Advisor


Karen came to EBA with over 20 years of experience in the insurance industry with a passion for helping employers break away from the current status quo model.  She works with employers to assess where they can do benefits better.  In her spare time, Karen enjoys time with family, friends and her fur babies, as well as cheering on the UK Wildcats and cycling.


Nelson Caudill

Benefit Advisor


After seeing the increasing burden that rising health insurance costs were placing on businesses and employees alike, Nelson made the decision to leave his job in healthcare and joined Employee Benefit Associates (EBA) as a benefit advisor. As a Doctor of Physical Therapy, Nelson understands the nuanced challenges patients and providers face in the current healthcare delivery and payment model. In his spare time, he enjoys spending time with his amazing wife and two children and playing golf.


Tony Morris

Benefit Advisor


Tony is an experienced Benefit Advisor with over 17 years of experience working with voluntary and worksite benefits.  Driven by a broken healthcare system, Tony works with employers to help them remove the fraud, waste and abuse from their health plans.

He has traveled around the world, loves sports, loves a challenge and spending time with his daughter.


Adam Reynolds

Technology Success Coordinator


Adam comes to EBA with several years of finance and healthcare IT experience and looks to be a beneficial resource for EBA clients as the technology success coordinator.  In his free time, he enjoys all things sports related or being out in the woods hunting.  He also enjoys spending quality time with his wife and daughter.


Erin Reinig

Client Advocate


Erin leads EBAs technology programs as well as day to day assistance in all areas of client success.  Prior to joining the EBA Team, she worked within the Life Insurance and Financial Services field.  In her spare time, Erin enjoys the outdoors, drawing, and spending time with friends and family.


Amy Stoner

Client Advocate


Amy comes to EBA with 20 years of Healthcare and Human Services experience.  As a Client Service Specialist, Amy ensures timely and accurate processing of client enrollment changes. In her free time, she enjoys watching movies and playing games with friends and family.

Why Choose Us

EBA is a consultative and strategic independent benefits agency located in Lexington, KY and proudly serving the Central Kentucky region. We are one of 30 charter benefit advisors that has adopted the Health Rosetta Principals.


Strategic Benefit Planning
Communication & Education
HR Support & Vendor Management
Total Health Management

Contact Us

Employee Benefit Associates, Inc.
1029 Monarch St., Suite 130
Lexington, KY 40513