Get the benefits you need, at a cost you can afford.

Strategic Benefit Planning

In order to assist employers with their benefits planning, EBA has created their Thrive approach to strategic benefit planning.  This approach consists of a three-step process to create a living and sustainable long-term benefits strategy.  By developing long-term goals with actionable items, we are able to help our clients and build a better plan together.


One of the biggest mistakes an employer can make is to do nothing to ensure that they are compliant with federal laws that relate to their health and welfare benefit plans.  Receiving a letter from the Department of Labor (DOL) is enough to throw even the seasoned HR into a tailspin.  EBA works with and educates employers to ensure compliance with federal regulations such as COBRA, ACA, ERISA, HIPAA and Section 125 Cafeteria Plans.

Communication and Education

Healthcare is confusing, and effective communication between team members goes a long way toward determining the success of a plan. Educating your employees puts everyone on the same page, prevents disconnects, and increases the value perception of your benefits.

HR Support and Vendor Management

Some of today’s toughest challenges are recruiting, retention, and talent development. Just as important is the management of current workforce culture and having the right tools in place to make it efficient. EBA advisors help assist your management and executive staff to identify the right resources, tools, experts, and vendors to get the job done right.

Total Health Management

Wellbeing has often covered multiple spectrums, including health, financial, social, purpose, and community. The long-term success of a benefits plan to measure and improve the physical health of team members will often flow into the other wellbeing zones. And in the long run, create a more financially stable plan.    


New technology helps us with everything from communication and enrollment to health analytics and improving real-time delivery of information. EBA contracts with many technology partners that empower our employers to make better, more informed choices while streamlining their processes with enrollments and communication.

Your Benefits. Your Choice.

Employers are overpaying for health insurance that their employees do not appreciate.  At EBA, we implement simple and proven fixes (we call these High-Performing Plan Components) to your health plan that routinely save our clients 20% - 40% while increasing employee satisfaction.  




Adoption of 1-2 High Performing

Plan Components


Adoption of 3-4 High Performing

Plan Components



Adoption of 5+ High Performing

Plan Components

Client Experience


Jason Huber - Central Equipment Company

As a third generation family-owned small business, we value working with other locally-owned small businesses. We have worked with John Humkey and the EBA team for over 20 years and are excited to now be working with his son, Greg.

The reason we have continued to purchase our health insurance through EBA is simple: the high level of service they provide. John, Greg, and their team are always available to answer any of our questions quickly and provide us with all the information needed to make informed decisions as we navigate the tricky business of healthcare. On top of that, John and Greg are always available to help not only us as business owners, but our employees when they have specific questions about their healthcare benefits.

EBA is always looking at what the best benefit options are for our business and are truly one of our best business partners we deal with. Again, with over 20 years of working with Employee Benefit Associates, we recommend you contacting them yourself to see how they can help you make better benefit choices and truly become a partner to your business.

Why Choose Us

EBA is a consultative and strategic independent benefits agency located in Lexington, KY and proudly serving the Central Kentucky region. We are one of 30 charter benefit advisors that has adopted the Health Rosetta Principals.


Strategic Benefit Planning
Communication & Education
HR Support & Vendor Management
Total Health Management

Contact Us

Employee Benefit Associates, Inc.
424 Lewis Hargett Circle, Suite 250
Lexington, KY 40503